Tianhe Gao

使用 beancount

我是结合 Org-mode 进行使用的。用 Docker 在本地预览,我的 compose 文件:

1services:
2  fava:
3    image: yegle/fava
4    ports:
5      - 5000:5000
6    volumes:
7      - $PWD:/bean
8    environment:
9      - BEANCOUNT_FILE=/bean/index.org

实例文档格式 index.org:

 1;; -*- mode: beancount; coding: utf-8; fill-column: 400; -*-
 2
 3* Options
 4
 5option "title" "My Personal Ledger"
 6option "operating_currency" "CNY"
 7option "operating_currency" "USD"
 82022-01-01 open Assets:Checking
 92022-01-01 open Expenses:Books
102022-01-04 open Expenses:Food
112022-06-30 open Assets:Bank:AoC
12;; AoC 中国农业银行
132022-06-30 open Income:Salary
142022-06-30 open Expenses:Rent
152022-06-30 open Expenses:Entertainment
162022-06-30 open Expenses:Tech
17
18* Daily expenses
19
202022-01-01 * "购买《JavaScript 语言精粹》"
21  Expenses:Books                                40.5 CNY
22  Assets:Checking
23
242022-01-04 * "午饭:土豆牛肉盖浇面,豆泡,丸子"
25  Expenses:Food                                   15 CNY
26  Assets:Checking

BYVoid-复式记账

记账是为了提升对自我的认识。

财务自由的一般定义是 由资产产生的收入不少于生活开销

资产(Assets)和净资产(Net Assets)的区别:

在有限的生命里,资产(不是净资产)产生的现金流能够满足生活所需的开销,这就是财务自由。

资产产生现金流的定义:利息、分红、租金、版税、直接通过资产折现的收入,即净资产减少。

想达到财富自由,需要三点要求,对支出的预期、对资产和收入的了解、对寿命的期望。

Refers:

  1. https://beancount.github.io/
  2. http://furius.ca/beancount/doc/index
  3. https://beancount.github.io/fava/
  4. https://github.com/yegle/fava-docker

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